It keeps track of the bills your household pays: rent, energy, broadband, the insurance that renews in March. It knows when each is due, what it usually costs and who said they would pay it.

It does not move your money. Wren tells you what is coming; you pay it the way you always have.

No. You can add bills by hand, forward the email they arrive in, or photograph the paper one. A bank connection is optional, and it only reads: Wren cannot make a payment.

Yes, up to six. Everyone sees the same bills and can mark one as paid. If you split things unevenly, set the split once and Wren works out who owes whom each month.

By email or a notification, three days before and on the morning a bill is due. You can change both, or switch them off for a bill you pay by direct debit.

Nothing for one household with up to ten bills. Wren Plus is $4 a month and lifts the limit, adds a yearly summary and keeps your paper bills for as long as you need them.

Settings, Export gives you every bill, payment and attachment as a spreadsheet and a folder of files. It is the same on the free plan and the paid one, and it does not expire.